Linked to the previous point, the investment flowing into the extractive industry is, mostly, capital intensive, not creating greater job opportunities. It should be noted that the Megaprojects have been an important engine for economic growth in the country in recent years. Given that much of this is a sector still in a prospecting phase, its impact in terms of improvement of quality of human life is still incipient, but significant contributions from social responsibility projects of the companies have been made to the local communities around the areas where such megaprojects are located. Official employment statistics do not distinguish between stable and precarious employment, which makes an analysis of job growth in the country difficult. The Confederation of Free and Independent Unions of Mozambique (CONSILMO) question how much the ‘precarious job’ effect, which is increasing in the country, is captured, and the risk of double counting in available data. According to the Report of the Technical Group on Employment, as part of the Annual Review of PARP Implementation process in 2011, it was noted that there is no public strategy to track and/or monitor employment, even for small groups trained at professional training colleges under the supervision of the National Institute for Employment and Professional Training (INEFP). Despite the improvement registered in recent years, access for bank financing continues to be limited, particularly for small and medium sized companies, due to a range of constraints that these face which creates difficulties in their relationship with the banking system. The level of interest rates is still high, being one of the factors that affect the level of access to bank financing. The figure that follows shows distribution of credit across different sectors of the national economy: 45