 In reality, the customary laws and practices of several communities in Nigeria do not support the right of women to own immovable property. However, such customary laws and practices, in fact, constitute derogations from the rights conferred upon Nigerian women by the above-mentioned provisions of the Nigerian Constitution.  Just like the provisions of the Constitution, the provisions of the Land use Act, 1978 also confer general powers to own real property upon both men and women. The only restriction under the Land Use Act is that which forbids the Governor of a State from granting a statutory right of occupancy or consent to an assignment or the subletting of a statutory right of occupancy to a minor (i.e. a person under the age of twenty-one years), except through his or her duly appointed guardian or trustee or in respect of property obtained by inheritance. The Act also prohibits the application of any customary law which prohibits, restricts or regulates the devolution on death to any particular class of person or the right to occupy land for purposes of depriving any person of any beneficial interest in any such land other than the right to occupy same; or depriving him or her of the right to the proceeds of sale thereof to which he or she may be entitled under the rules of inheritance of any other customary law. This means that, where there are two or more competing or conflicting customary laws governing inheritance, the one which is more or most favourable to a successor on inheritance, will be applied. This provision may therefore make it possible for a woman to inherit beneficial interests, rather than the land itself, in the case of the demise of her parents or husband, if the deceased is subject to any customary law, such as that of his or her personal law or that of the locality of the land, which is favourable to her inheriting such interests. 3. Initiatives Relating to Affordable Housing:  The National Housing Policy and National Urban Development Policy were approved on 20 June 2012, thus paving way for an inclusive and participatory process of house ownership. The goal of the National Housing Policy is to ensure that all Nigerians, men and women own or have access to decent, safe and sanitary housing with secure tenure.  The Federal Government launched various intervention schemes through the relevant parastatals namely the Federal Mortgage Bank of Nigeria and the Federal Housing Authority. Such schemes include the Cooperative Housing Finance and Rent-to-Own schemes for the informal sector. A total of 16,447 housing units were added to the national stock. 59,000 have obtained housing loans, while 37,000 Estate Development Loans and 22,000 mortgages have been provided (Pepple, 2012).  Funded the building of more than 61,193 housing units through the Federal Mortgaged BankAdministered National Housing Fund (NHF) Scheme in six geopolitical zones to provide affordable and quality Homes;  Increased total number of housing units by 1,407 in 2011 from 7,743 in 2010 through Public Private Partnership 66

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