ARTICLE 85 Banking and Capital Market Development The Partner States undertake to implement within the Community, a capital market development programme to be determined by the Council and shall create a conducive environment for the movement of capital within the Community. To this end, the Partner States shall: (a) take steps to achieve wider monetisation of the region's economies under a liberalised market economy; (b) harmonise their banking Acts; (c) harmonise capital market policies on cross-border listing, foreign portfolio investors, taxation of capital market transactions, accounting, auditing and financial reporting standards, procedures for setting commissions and other charges; (d) harmonise the regulatory regulatory structures; (e) harmonise and implement common standards for market conduct; (f) harmonise policies impacting on capital markets, particularly the granting of incentives for the development of capital markets within the region; (g) promote co-operation among the stock-exchanges and capital markets and securities regulators within the region through mutual assistance and the exchange of information and training; (h) promote the establishment of a regional stock exchange within the Community with trading floors in each of the Partner States; (i) ensure adherence by their appropriate national authorities to harmonised stock trading systems, the promotion of monetary instruments and to permitting residents of the Partner States to acquire and negotiate monetary instruments freely within the Community; (j) establish within the Community a cross listing of stocks, a rating system of listed companies and an index of trading performance to facilitate the negotiation and sale of shares within and external to the Community; and 60 and legislative frameworks and