men 27. Women’s participation in decision-making within the household is still low. As such, for the following three issues, any decision is taken in conjunction with her husband or partner, this includes: personal health care (56%), large household expenses (65%) and visits to the respondant’s parents (76%) 28. In order to facilitate women's access to credit, the Ministry of Finance and Budget through the National Coordination of Microfinance (CNMF), a department attached to the General Directorate of the Treasury has undertaken a number of measures including the promotion of the product “Credit with Education” (CAE), for the most vulnerable women. CAE provides training to associations and / or women's groups in the areas of: - Maternal and child health and family planning,… ; - Management of household income; - Childrearing; - And the management of IGA. 29. The table below details the amount of support provided by the CNMF in order to popularise micro finance products targeting women exclusively. 30. These supports were provided from 2006 to 2007 and related partnership agreements came to an end in 2009. 31. Following that period, all relevant MFIs continued to provide the CAE credit to their customers / members with their own funds, at least those that are still in business. It is also worth noting that the microfinance institutions OTIV, ZL and TIAVO provide the CAE credit to their members. 32. Finally, in the case of Volamahasoa, the CAE product is one of their flagship product, but it is not exclusively for women. 7

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