250. Despite the establishment of the Banque de l’Habitat du Tchad as a real estate financing institution, building construction and rental housing mainly lies in the hands of actors in the informal sector. On average, between 2,000 and 3,000 housing units are built per year. In an effort to address the housing challenge, the Government, with the support of UNDP and UN Habitat, developed the National Housing Strategy (SNL) in 1999. The primary goal of this strategy is to ensure access to decent, viable and sustainable housing and basic services for all social groups, particularly low- and middle-income groups. 251. The Government, through the Urban Development and Housing Improvement Project (DURAH), developed three urban areas allotted into 6,000 serviced plots, 60% of which were made available to the Association of National Real Estate Developers (GPIN). A pilot operation was carried out in Goudji Hamaral Goz (Patte d’Oie) where a 54.6 hectare land area located at the northern exit of N'Djaména was developed and 1,000 serviced plots allocated to Higher Education Teachers and Researchers as well as to economic operators. The rehabilitation of two old districts through the construction of basic infrastructure and land tenure regularization processes will be carried out: a pilot operation will be carried out in Farcha Madjorio located to the west of N'Djaména. 252. In 2010, the Land and Housing Development Company (SOPROFIM) was established and, with the support of Shelter Africa, land has since been identified for the construction of social housing units in Toukra (15,000 units) for civil servants. The current plan is to make available, by 2030, 194 hectares of developed land in N'Djaména for the construction of 440,000 housing units at Guilmey: 50 hectares (1st District); Gassi-Toumaï: 50 hectares and Mandjafa: 19 hectares (7th District); Ambassatna: 25 hectares (2nd District); and Al Mour: 50 hectares (10th District). G. Right to social security 253. Provisions relating to the right to social security are contained in Act No. 17/PR/2001 of 31 December 2001 on Civil Service Regulations. They are also included in the Labour Code. The provisions in this regard contained in the Collective Bargaining Agreement concerning the right to social security are also worth mentioning. 254. With regard to social security coverage, there is no discrimination in terms of access to the official social security system. Workers governed by the Labour Code and private individuals are able to take out individual insurance without restriction. 255. The National Social Security Fund (CNPS) covers private-sector workers. Benefits and risks covered include retirement, disability, death, work-related injuries, occupational diseases and maternity. Thus, the Pension scheme covers retirement benefits and invalidity; the Family allowance Page 58 sur 87