firms in developing economies have to provide their own, often at a prohibitively high cost. Whether electricity is reliably available or not, the first step for a customer is connectivity. Tanzania stands at 78 in the ranking of 183 economies on the ease of getting electricity. The rankings for comparator economies, and average regional rankings, provide another perspective in assessing how easy it is for an entrepreneur in Tanzania to connect a warehouse to electricity. For SSA the regional average ranking is 122. 704. Tanzania stands at 158 out of 183 economies on the ease of registering property, while the average sub-Saharan Africa ranking in this area is 119. Tanzania, has done remarkably well given its late entry as a market economy. However, more effort is needed. Access to credit 705. Two types of frameworks can facilitate access to credit and improve allocations: credit information systems and the legal rights of borrowers and lenders under collateral and bankruptcy laws. In assessing how well the credit information system and collateral and bankruptcy laws in Tanzania facilitate access to credit, the World Bank ranks the Tanzanian economy at 0 on the depth of credit information index and at 8 on the strength of legal rights index, with the index score ranging from 0 to 10. Higher scores indicate more credit information and stronger legal rights for borrowers and lenders. Globally, Tanzania stands at 98 in the ease of getting credit ranking of 183 economies. For sub-Saharan Africa the regional average ranking is 110. 706. Investor protections matter for the ability of companies to raise the capital they need to grow, innovate, diversify, and compete. If the laws do not provide such protections, investors may be reluctant to invest unless they have a controlling share. The Tanzanian economy has a score of 5.0 on the strength of investor protection index, with a higher score indicating stronger protections. Internationally, Tanzania stands at 97 in the ranking of 183 economies on the strength of investor protection index. The regional average for sub-Saharan Africa is 112. 707. From an East African business perspective, the World Bank/IFC rankings for 2012 rank Tanzania at 127 for overall business environment, as compared to neighbouring Kenya (position 109) and Uganda (position 123). This means the Tanzania environment is more difficult for doing business than some of its neighbouring states. Among the 10 variables, Tanzania performs better than Kenya in 4 categories (getting electricity, paying taxes, trading across borders, and enforcing contracts) and better than Uganda in 5 categories (starting a business, getting electricity protecting investors, trading across borders, and enforcing contracts). Data demonstrate an improvement of the business environment but, at the same time suggest, that more need to be done in improving Tanzania’s business environment that supports private enterprise. Table 5. 2: Tanzania’s ranking on indices measuring ease of doing business (Kenya and Uganda for comparison) Variable Tanzania Kenya Uganda Overall Business Environment 127 109 123 Starting a business 123 132 143 Dealing with construction permits 176 37 109 Getting Electricity 78 115 129 Registering property 158 133 127 Getting credit 98 8 48 Protecting investors 97 97 133 Paying taxes 129 166 93 Trading across borders 92 141 158 Enforcing contracts 36 127 116 Resolving insolvency 122 92 63 Source: Doing Business 2012, World Bank. 145