strategy make sure that · development initiatives are efficient effective and harmonised and that everyone benefits from the new wealth that is created. Another notable effort by the government is the amendment of the land act, 1999 with regard to the use of land for economic gain, the amendment has simplified the procedures for mortgaging land for acquiring loans. The government is also in the process of enabling financial institutions to ease their conditions for loans. The government is taking care of the development of her people by creating conducive environment for sustainable development. A development Policy was formulated and adopted in 1999. This Policy has the objective of building a strong economy by empowering people with development facilities . The Land law has been amended to allow people access credit facilities through mortgages. Such facilities include banks like CRDB Bank, National Micro Finance Bank, National Bank of Commerce, Akiba Commercial Bank and the Postal Bank. Others are Small Industries Development Organisation (SIDO) which loan small industry machinery, Equal Opportunities for All Trust Fund; TASAF, Agricultural Input credits. The National Poverty Eradication Strategy and other national development Programmes address thoroughly the dev-~lopment issue. The Government has also formulated a cultural Policy whose objectives are: a) To promote Kiswahili as a National language b) To promote vernacular languages c) To promote arts and crafts d) To protect and promote cultural heritage e) To ensure that recreational activities take cognizance of national values t) To sensitize the public to participate fully in cultural activities g) To ensure that the family is respec t as a basic and important in stitution h) To promote education and training in different cultural professions. 38