CORPORATE GOVERNANCE ? ? ? ? ? ? ? ? ? ? ? financial reporting. Provide education on financing to potential borrowers and skills development (e.g. preparation of business plans) to ensure optimum and profitable use of the funds. Ease registration and listing requirements for SMEs in alignment with the Ministry for Private Sector Development, and Presidential Special Initiatives. Mount nationwide awareness campaigns to highlight the benefits of incorporation as a starting point. Remove barriers, such as long registration processes and demands. Target the provision of facilities for micro-enterprises for whom registration is not yet an option, for example premises for trade, social amenities, and tools of trade to raise capital levels. Provide training and access to financing to SMEs who are organised and traceable for follow-up. In the longer term, facilitate the emergence of e-commerce to support the growth of domestic enterprises by introducing more efficient payment instruments, such as common technological platforms for cash machines and point-of-sale facilities and credit/debit cards. Consider the creation of over-the-counter securities markets. Find effective ways to attract and facilitate investment from Ghanaians in the Diaspora and other entrepreneurs through equity and venture capital financing. Consider in the long term the use of asset-backed securitisation (although uncommon in sub-Saharan Africa, it is widely accepted in more developed economies) as a funding source for SMEs and larger enterprises that have owner managers with a sizeable amount of equity in the business. Manage SMEs effectively to increase the capital base and enhance domestic resource mobilisation. 54. SOEs ? ? ? Fine tune by capital injection, restructuring and positive branding the divestiture programme strategy for the loss making SOEs to lead to their privatisation. Open up the membership of the DIC to private sector representatives, to benefit from their entrepreneurial direction and commitment Make the work of the DIC more transparent by amending the Divestiture of State Interests Law to outline clear procedures for ensuring transparency in the selection of entities to be divested. 101